Abstract

This study examined the level of digital transformation among savings cooperatives in Thailand. Data were collected from 103 cooperative managers or acting managers using a structured questionnaire, and analyzed with descriptive statistics and one-way ANOVA. The results showed that the overall digital transformation level was high, and all subdimensions—digital strategy, digital technology, digital capability, and effective utilization—were also rated as high. The analysis further indicated that digital transformation did not differ significantly by years of establishment, number of members, number of employees, or average assets over the past three years. However, a significant difference was found in the digital strategy dimension when categorized by average revenue. Cooperatives with average revenue of 501 million baht or more had significantly higher digital strategy scores than those with revenue below 100 million baht, 201–300 million baht, and 301–400 million baht.